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Bill Payment Options

New App. New Bill-Pay Experience.

Download our refreshed and enhanced new mobile app!

This fall, SWRE rolled out a new mobile application, SmartHub, that will help you get to the features you need quickly and efficiently. SWRE's SmartHub online and mobile app provides a lot of features that help you manage your account, from billing and payment info to detailed usage analysis. It’s a great tool to help you access your account information on the go or online. When you open the app, you’ll be able to see your usage analysis right up front or can contact us with the click of a button right from the home screen. Outage and billing alerts will also be displayed right on the home screen, making it easy for us to communicate important information with you. Billing, payment and other features will be available with one click of a button in a new condensed menu. 

Pay from Your Phone or Tablet

Use our SmartHub app to pay directly from your phone or tablet. Download the app for iOS from the Apple App Store or for Android from the Google Play Store

Pay from Your Desktop

Pay your bill on your desktop browser by visiting the SmartHub Web Portal.

Setting Up Your Online Account

All SWRE members will need to create a new online account even if you previously had an SWRE login. To pay online through the SmartHub app or web portal, use these quick steps: 

  1. Select "Southwest Rural Electric" as your service provider.
  2. Register your account using a valid email address and follow the prompts to create a new password. Have your account number handy!
  3. Set up autopay with a credit card or bank draft. To set up a bank draft, be prepared to provide the Routing Number and Account Number of your bank account.
  4. Adjust your notifications.

For additional help creating your online account, check out these resources: 

HOW TO REGISTER YOUR ONLINE ACCOUNT (for desktop web portal)

HOW TO REGISTER YOUR ONLINE ACCOUNT (for iOS)

HOW TO REGISTER YOUR ONLINE ACCOUNT (for Android)

Pay by Phone: 1-833-890-9510

Call SWRE's Automated Bill Pay line at any time of the day or night to pay your bill quickly and efficiently using a credit, debit, or prepaid card. When the call is answered, you will hear a prompt to enter your account number and payment information. It's easy, secure, and members can call at any time – 24 hours a day, seven days a week!

Average Monthly Billing

Now there’s a way to know ahead of time what your monthly bill will be. The Average Monthly Billing Plan makes paying electric bills easier by removing seasonal peaks and valleys. Your monthly payments are leveled out so you know what to expect and how to plan your budget. The plan is designed to average your monthly payments to avoid those unusually high bills that occur during high usage months.

If you’re a residential customer with at least 12 months of service and no late payments for 12 consecutive months, you are eligible to take advantage of this plan. Your total annual cost for electricity remains the same, but you have the convenience of a more consistent bill each month.

To transfer your account to this billing option, simply contact us at (580) 667-5281.

Oklahoma Payment Centers

Payments can be made to Southwest Rural Electric at the following Oklahoma locations, in addition to the SWRE office in Tipton, Oklahoma.

NOTE: When using these payment centers, always allow seven to 10 days prior to your bill's due date for the payment to be processed to SWRE.

Altus, OK

Frazer Bank

National Bank of Commerce – NBC

Blair, OK

Peoples State Bank

Snyder, OK

All America Bank

Frederick, OK

Frazer Bank

Bancfirst

Texas Payment Centers

Payments can be made to Southwest Rural Electric at the following Texas locations, in addition to the SWRE office in Tipton, Oklahoma.

NOTE: When using these payment centers, always allow seven to 10 days prior to your bill's due date for the payment to be processed to SWRE.

Vernon, TX

Herring National Bank

Bank of the West

Waggoner National Bank

Chillicothe, TX

American National Bank

Crowell, TX

Crowell State Bank

Electra, TX

Waggoner National Bank

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