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Authorized Payment Methods


Please be aware of third-party payment portals, like, that accept payment for your SWRE electric bills. We have been made aware that these third-party portals are targeting some co-op members on social media. SmartHub is the only authorized payment processor used by SWRE.

Other third-parties are not associated with or endorsed by Southwest Rural Electric. Third-party payment portals can charge high transaction fees on top of your electric bill and/or cause payments to process late, potentially creating a cut-off or late fee situation for our members.

SWRE encourages members to always make payments in one of the following ways: 

  • SmartHub: Login through or the SmartHub mobile app
  • 24/7 Automated Bill-Pay Phone Line: 1-833-890-9510
  • Mail: P.O. Box 310, Tipton, OK 73570
  • Dropbox: 700 N. Broadway, Tipton, OK 73570
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