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Bill Payment Options

Online Bill Pay

SWRE members can arrange to pay their bills online.

SWRE will need to set up access, and will first need the member's e-mail address and social security number to do so. Call SWRE at 1-800-256-7973 during business hours to arrange for online bill pay access.

When access has been granted, members may pay their bill online by clicking on our Pay Online option.

Pay from Your Phone or Tablet

Use our SWRE Mobile app to pay directly from your phone or tablet. Download the app from iTunes or the Google App store. After creating and activating your user ID, you can access your account(s) either by account number or user ID. Click here for mobile app support.

Pay using SWRE's Automated Phone Line

   1-855-980-6821

Call SWRE's Automated Bill Pay line at any time of the day or night to pay your bill quickly and efficiently using a credit, debit, or prepaid card. When the call is answered, you will hear a prompt to enter your account number and payment information. It's easy, secure, and members can call at any time – 24 hours a day, seven days a week!

Payment by Automatic Bank Draft

Going out of town or have a busy schedule? Automated Bill Payment eliminates the work and hassle of paying your electric bill.

Contact us today at 1-800-256-7973 to sign up for Automated Bill Payment from your credit card or bank account. Members using their checking account for Automated Bill Payment should be prepared to provide the Routing and Account Numbers illustrated below.

Sample Check

Average Monthly Billing

Now there’s a way to know ahead of time what your monthly bill will be. The Average Monthly Billing Plan makes paying electric bills easier by removing seasonal peaks and valleys. Your monthly payments are leveled out so you know what to expect and how to plan your budget. The plan is designed to average your monthly payments to avoid those unusually high bills that occur during high usage months.

If you’re a residential customer with at least 12 months of service and no late payments for 12 consecutive months, you are eligible to take advantage of this plan. Your total annual cost for electricity remains the same...but you have the convenience of a more consistent bill each month.

To transfer your account to this billing option, simply contact us at 1-800-256-7973.

Oklahoma Payment Centers

Payments can be made to Southwest Rural Electric at the following Oklahoma locations, in addition to the SWRE office in Tipton, Oklahoma.

NOTE: When using these payment centers, always allow seven to 10 days prior to your bill's due date for the payment to be processed to SWRE.

Altus, OK

Frazer Bank

National Bank of Commerce – NBC

Blair, OK

Peoples State Bank

Snyder, OK

All America Bank

Frederick, OK

Frazer Bank

Bancfirst

 

Texas Payment Centers

Payments can be made to Southwest Rural Electric at the following Texas locations, in addition to the SWRE office in Tipton, Oklahoma.

NOTE: When using these payment centers, always allow seven to 10 days prior to your bill's due date for the payment to be processed to SWRE.

Vernon, TX

Herring National Bank

Bank of the West

Waggoner National Bank

Chillicothe, TX

American National Bank

Crowell, TX

Crowell State Bank

Electra, TX

Waggoner National Bank

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